Cash Loan App

Mr Cash Loan App Philippines Review

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«Mr. Cash Loan App» - Loan company summary:

Loan amount
1,500 -30,000
Interest rate
0.5% per day
91 - 120 days
18 - 60
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Mr.Cash stands out as a quick and user-friendly online loan platform in the Philippines. Eliminating the need for collateral, it allows you to borrow a substantial amount with favorable interest rates. The application process is straightforward and conducted entirely online. Once your registration is successfully completed, the funds are promptly disbursed directly to your bank account. Explore the features of the Mr.Cash App for a hassle-free, prompt, and secure borrowing experience.

Mr Cash Loan App

What is Mr. Cash Loan App Philippines?

Mr. Cash Loan App Philippines represents an inventive fintech solution aimed at streamlining the loan application process, ensuring it is rapid, uncomplicated, and available to all. Tailored to offer swift access to short-term loans for Filipinos seeking financial support, the app allows users to apply for loans at their convenience and receive approval within minutes. Prioritizing security, the app offers a protected platform for loan applications, safeguarding all personal and financial information.

Detailed information about the loan products at Mr.Cash Loan App

Mr.Cash provides a range of flexible loan options for borrowers, detailed as follows:

  • Loan Amount: ₱1,500 to ₱30,000
  • Loan Tenure: 91 days (shortest, including extension period) to 120 days (longest, including extension period)
  • Monthly Effective Interest Rate (EIR): 14.81% to 15%
  • Maximum Annual Percentage Rate (APR): 182.5%
  • Other Fees: One-time service fee per transaction, ranging from a minimum of 10% to a maximum of 20%

For instance:

  • If you opt for a loan amount of ₱4,000.00 with a 91-day tenure, a one-time service fee of 10% (deducted upfront) would be ₱4,000 * 10% = ₱400.00.
  • With an interest rate of 20.5%, the total interest to be paid would be ₱4,000 * 20.5% = ₱820.
  • Therefore, the total repayment amount becomes ₱4,820, calculated as ₱4,000 (loan amount) + ₱820 (interest) = ₱4,820 (total repayment).

How to Get a Loan in Mr. Cash App

Numerous individuals express keen interest in obtaining a loan from Mr. Cash due to its streamlined application process, making it a preferred choice. The entire loan application procedure can be effortlessly completed through a mobile phone, saving both time and money. To initiate a loan application with Mr. Cash, follow these straightforward steps:

  1. Download and install the official app on your mobile phone.
  2. Register by providing your details along with a government-issued identity verification document.
  3. Fill in essential information, including personal details, employment information, proof of income, etc.
  4. The loan application is typically approved in less than 5 minutes, with funds disbursed within a maximum of 60 minutes from approval.

Interest Rates for Mr. Cash Loans

Before committing to a Mr. Cash loan, it’s advisable to review the applicable interest rates. Mr. Cash Philippines charges a 12% annual interest rate on its loans, accompanied by a 10% fee during the approval process. Once approved, you are only required to pay a 12% interest rate per year.

Mr. Cash Calculator

The Mr. Cash loan app offers a useful calculator tool. This allows users to compute the total loan amount and monthly payments based on factors such as interest rates, loan tenure, and total loan amount.

Cancellation of Mr. Cash Loan

To cancel a Mr. Cash loan, contact their customer support. They will provide guidance on the cancellation process.

Increasing Mr. Cash Loan Limit

For those seeking an increase in their Mr. Cash loan limit, long-term users can request this through Mr. Cash customer service. Initiate the limit increase application process by reaching out to their customer service team via phone.

Conditions for Borrowing at Mr Cash Philippines

Securing a swift loan from Mr. Cash is a straightforward process, provided you fulfill the uncomplicated eligibility criteria:

  1. Citizenship and Residence: Applicants must be Philippine citizens presently residing and employed in the country. Mr. Cash strictly refrains from lending to foreigners.
  2. Age Requirement: Borrowers should fall within the age range of 18 to 60, adhering to the legally acceptable age bracket.
  3. Legal Capacity and Responsibility: Borrowers are required to possess full legal capacity to work and must have no criminal record. They must also commit to taking complete responsibility for timely loan repayments.
  4. Accurate Personal Information: Applicants must furnish comprehensive and accurate personal details, including their address, full name, employment information, income, and related information.
  5. Photo and Identification: To initiate the loan application with Mr. Cash, borrowers need to submit a clear photo of their portrait along with identification from a government agency. This step is crucial for identity verification, ensuring a secure and reliable loan transaction.
  6. Valid Contact Information: Throughout the loan term, it is imperative to use the borrower’s own phone number. Mr. Cash relies on this number to send crucial loan-related information regularly. Failure to maintain accurate contact information may lead to various negative consequences.

Why Choose Mr. Cash Loan App Philippines?

Mr. Cash Loan App Philippines stands out as an excellent solution for your financial requirements, offering numerous benefits:

  1. Fast and Convenient: The Mr. Cash Loan App Philippines enables you to apply for a loan at any time and from anywhere, with approval granted within minutes. This user-friendly app is designed for swift access to short-term loans, eliminating the complexities associated with traditional loan providers.
  2. Secure Platform: Utilizing advanced technology, Mr. Cash Loan App Philippines ensures the protection of your personal and financial information. The app provides a secure environment for loan applications, assuring users that their data is safeguarded.
  3. No Collateral Required: Mr. Cash Loan App Philippines allows you to obtain loans without the necessity of providing collateral. This implies that you can secure a loan without the need to pledge any assets.
  4. Easy Repayment: The app simplifies the loan repayment process, providing a convenient way for borrowers to fulfill their repayment obligations. This feature minimizes concerns about missed payments or incurring late fees.


Mr. Cash has revolutionized the landscape of online loans, providing a stress-free borrowing experience for many individuals. Through its user-friendly online loan application form, Mr. Cash offers a straightforward and effective solution for those seeking financial assistance. The era of enduring long lines and drowning in paperwork is over, thanks to Mr. Cash’s digital platform that allows borrowers to effortlessly apply for a loan from the convenience of their homes. Moreover, the company’s efficient approval process ensures the swift and smooth transfer of funds, alleviating any financial stress.

Mr. Cash’s dedication to customer satisfaction is apparent in its tailor-made loan options and adaptable repayment plans. Whether you aim to consolidate debt or handle unforeseen expenses, Mr. Cash’s team of financial experts is ready to assist you in finding the most suitable loan solution for your unique needs.

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Best MFOs

26.05.24 21:29

The service pleased me with its efficiency. The money arrived on the card quickly, no hidden conditions or fees. Very pleased!

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