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«MocaMoca» - Loan company summary:

Loan amount
2.000 - 10.000 PHP
Interest rate
4.5% per month
180 - 365 days
18+ years
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As people over 18 years of age search for a solution to their financial needs, MocaMoca is here to provide flexible loan options with a friendly touch. With its user-friendly interface and hassle-free application process, MocaMoca is the perfect solution for anyone looking for a quick and safe loan in the Philippines.

What is MocaMoca?

MocaMoca is a mobile application that provides safe and fast loans to Filipinos. With just a few clicks, you can apply for a loan and receive the money straight to your bank account. It’s that easy!


Using MocaMoca is simple. All you need is a smartphone and an internet connection. Download the app, register, and fill out the loan application form. Once your application is approved, the money will be transferred to your bank account within minutes.

Here are some benefits of using MocaMoca for loans:

  1. Quick and Convenient – Applying for a loan has never been easier. With MocaMoca, you don’t have to leave your house or office to apply for a loan. Just download the app and apply from anywhere at any time.
  2. Safe and Secure – MocaMoca uses the latest encryption technology to keep your personal and financial information secure. You can be sure that your information is safe with us.
  3. Flexible Repayment Terms – MocaMoca offers flexible repayment terms that fit your budget. You can choose the loan amount and repayment period that works best for you.
  4. No Hidden Fees – MocaMoca is transparent about its fees. You won’t have to worry about hidden charges or fees that increase your debt.
  5. 24/7 Customer Support – MocaMoca’s customer support team is available 24/7 to assist you with any questions or concerns you may have. You can reach them through the app or by phone.

MocaMoca is the best solution for your financial needs. It’s fast, safe, and convenient. You don’t have to worry about the long and tedious process of applying for a traditional bank loan. With MocaMoca, you can get the money you need in minutes.

How to use MocaMoca

MocaMoca Philippines is a microfinance institution that offers quick and hassle-free loans to Filipinos in need. They have a user-friendly online platform that allows borrowers to apply for loans in minutes, with competitive interest rates and flexible payment terms. Overall, MocaMoca provides a convenient and accessible lending option for individuals seeking financial assistance.

With just a few simple steps, you can apply for a loan and get approved within minutes. In this blog post, we’ll walk you through the process of using MocaMoca to apply for a loan.

Step 1: Download MocaMoca

To use MocaMoca, you’ll need to download the app from the Google Play Store. Once you’ve downloaded and installed the app, open it up to get started.

Step 2: Create an account

The next step is to create an account on MocaMoca. This is a quick and easy process that only takes a few minutes. You’ll need to provide some basic information, such as your name, email address, and phone number. Once you’ve entered all the required information, click on the “Create Account” button.

Step 3: Apply for a loan

Now that you’ve created an account, you can apply for a loan. To do this, click on the “Apply for Loan” button on the app. You’ll be asked to provide some additional information, such as your employment status and monthly income. Make sure to provide accurate information to increase your chances of getting approved.

Step 4: Upload documents

After you’ve provided all the necessary information, you’ll be asked to upload some documents to support your loan application. These may include a copy of your ID, proof of income, and other relevant documents. Once you’ve uploaded all the required documents, click on the “Submit” button.

Step 5: Wait for approval

Now that you’ve submitted your loan application, all you need to do is wait for approval. MocaMoca uses advanced algorithms to quickly process loan applications and provide a decision within minutes. You’ll receive a notification on your phone once your loan has been approved.

Step 6: Receive your loan

If your loan application is approved, you’ll receive the funds directly to your bank account within 24 hours. You can use the money for whatever you need – whether it’s to pay off bills, cover unexpected expenses, or make a big purchase.

Eligibility and Requirements

Are you in need of quick financial assistance? Look no further than MocaMoca, the safe and fast loan app in the Philippines. In this review, we’ll outline the eligibility and requirements for using MocaMoca for loans, as well as provide details on the documentation needed for verification.


To be eligible for a loan through MocaMoca, you must be over 18 years of age and a resident of the Philippines. You must also have a valid ID and a stable source of income.


When applying for a loan through MocaMoca, you will need to provide some basic personal information, such as your name, address, and phone number. You will also need to provide information about your employment, including your employer’s name and contact information. MocaMoca may also require documentation such as a pay slip or bank statement to verify your income.


To verify your identity, MocaMoca will need a copy of a valid ID, such as a driver’s license, passport, or government-issued ID. You may also be required to provide additional documentation, such as a utility bill or bank statement, to verify your address.

MocaMoca takes privacy and security seriously, so you can rest assured that your personal information is safe with us. All information submitted through the app is encrypted and stored securely, and we will never share your information with third parties without your consent.

Fees and Charges

MocaMoca is a safe and fast loan app in the Philippines that allows you to borrow money anytime, anywhere. With MocaMoca, you can apply for a loan without leaving your home or office. But before you apply for a loan, it’s important to understand the fees and charges associated with using MocaMoca.

We believe in transparency and being upfront about the costs involved. We want to ensure that you have all the information you need to make an informed decision when it comes to borrowing money. Here’s everything you need to know about the fees and charges associated with using MocaMoca for loans.

Application Fee

There is no application fee when you apply for a loan with MocaMoca. We believe that everyone should have access to credit without having to pay exorbitant fees just to apply for a loan.

Interest Rates

Our interest rates are competitive and vary depending on the loan amount and repayment term. Our interest rates range from 1.5% to 8% per month. We offer flexible repayment terms ranging from 7 days to 180 days so that you can choose a repayment term that suits your needs.

Late Payment Fees

If you miss a payment, we charge a late payment fee of 8% of the outstanding amount. We understand that unexpected events can happen, and we encourage our borrowers to contact us if they are having difficulty making a payment. We may be able to offer a grace period or a repayment plan to help you get back on track.

Collection Fees

In the event that we need to engage a collection agency to collect outstanding payments, we charge a collection fee of 20% of the outstanding amount. We strongly encourage our borrowers to make timely payments to avoid collection fees.

Other Fees

We do not charge any other fees associated with using MocaMoca for loans. We believe in keeping our fees simple and transparent so that our borrowers can focus on repaying their loans without worrying about hidden fees.

In conclusion, MocaMoca is a safe and fast loan app in the Philippines that offers competitive interest rates and flexible repayment terms. We believe in transparency and being upfront about the costs involved. We hope that this information has been helpful in understanding the fees and charges associated with using MocaMoca for loans. If you have any questions, please do not hesitate to contact us. We’re here to help!

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